Unique Loan Programs
Unique Loans and Products
The Prosperity Buyer Advantage®
Getting pre-approved for a mortgage is a great place to start when buying a home, but if you want your offer to stand out to sellers, ask for the Prosperity Buyer Advantage®.
Lock, Shop & Home
We understand rising interest rates are a concern while searching for a home, but our Lock, Shop & Home program may be able to help by locking in your interest rate before finding a home.
XLR8
XLR8 is an expedited mortgage approval process designed to allow us to verify a borrowers’ credit, assets and income/employment with minimal loan documentation.
RAPID CLOSE
RAPID CLOSE is Prosperity's trusted platform for closing loans fast. Powered by Notarize, RAPID CLOSE allows borrowers to sign most of their closing documents online and on the go from their smartphone, tablet or computer.
Uplift
Our Uplift program ensures all FHA and VA qualified customers receive low rates and fees, which will reduce their out of pocket cost and monthly payments for years to come.
BorrowSmart - Low Down Payment Program
You may qualify for up to $1,500 in down payment and/or closing cost assistance!
Real Estate Investor Loan Programs
Let us help you reach your real estate investment goals with a variety of different programs.
Good Neighbor Next Door
Contribute to the revitalization of your community while becoming a homeowner.
Wedding Gift Funds
Planning your wedding or just married? Congratulations! If you’ve decided the next step in your life together will be buying a home, we have multiple loan programs with low down payment options available.
Based on information from California Regional Multiple Listing Service, Inc. as of September 26, 2023 9:47 AM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
