Unique Loan Programs

Unique Loans and Products

  • The Prosperity Buyer Advantage®

    Getting pre-approved for a mortgage is a great place to start when buying a home, but if you want your offer to stand out to sellers, ask for the Prosperity Buyer Advantage®.

  • Lock, Shop & Home

    We understand rising interest rates are a concern while searching for a home, but our Lock, Shop & Home program may be able to help by locking in your interest rate before finding a home.

  • XLR8

    XLR8 is an expedited mortgage approval process designed to allow us to verify a borrowers’ credit, assets and income/employment with minimal loan documentation.


    RAPID CLOSE is Prosperity's trusted platform for closing loans fast. Powered by Notarize, RAPID CLOSE allows borrowers to sign most of their closing documents online and on the go from their smartphone, tablet or computer.

  • Uplift

    Our Uplift program ensures all FHA and VA qualified customers receive low rates and fees, which will reduce their out of pocket cost and monthly payments for years to come.

  • BorrowSmart - Low Down Payment Program

    You may qualify for up to $1,500 in down payment and/or closing cost assistance!

  • Real Estate Investor Loan Programs

    Let us help you reach your real estate investment goals with a variety of different programs.

  • Good Neighbor Next Door

    Contribute to the revitalization of your community while becoming a homeowner.

  • Wedding Gift Funds

    Planning your wedding or just married? Congratulations! If you’ve decided the next step in your life together will be buying a home, we have multiple loan programs with low down payment options available.